Debt Collection Commission Rates – What To Search For

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Have you received a quote and are trying to work out how the agency has worked out its debt collection commission rates?

How debt agencies charge for commission rates on their services is a question we get asked a lot. 

We have all the information you need to ensure you pick the right agency for your debt collection needs!

Our clients often tell us that speaking with some debt collection agencies can be a confusing experience.

Being surprised by unexpected hidden charges can make this even worse.

We’ve spoken with our featured debt collection agency partners, who have helped us to produce this guide.

The key points of typical debt collection agency charges are broken down, and we give you vital insights from a neutral perspective.

Our expert advice will help you understand the basics of commission rates set by professional debt collection agencies

It will also provide some recommendations on how to find the best company whilst minimising expensive fees.

Looking for an Agency with the Best Debt Collection Commission Rates?

Get in Contact with Our Experts Now!

Our recommended team of Debt Collection Experts are happy to help with your enquiries.

What Are Debt Collection Agency Charges?

When speaking with a debt collection agency it’s extremely likely that there will be charges related to two key points.

Typically, this is both the background and administrative work that the collection agency does internally. The debt amount is also a factor. Charges related to these are often referred to as debt collection commission rates or fees.

There are many agencies in the industry that will lead you into a “No Win – No Fee” agreement. Whilst this may sound promising, there are many which will then charge a lot when you’re already too far into the process to go elsewhere.

No Win No Fee Debt Collection – What is it?

A “No Win – No Fee” debt service implies that if a successful debt recovery cannot be carried out then you, the client, will not have to pay any commission.

The majority of reputable debt collection agencies will agree to only charge commission on monies recovered and will agree NO upfront fees.

Yet, you may find that some companies will ask for an upfront administration fee, which can be avoided by going to one of our trusted partners.

Our featured agencies, Federal Management and Frontline Collections are the No1 Debt Collection Providers in London, the UK and internationally.

They provide the most professional and comprehensive services available, with a well-earned reputation of a high-standard approach.

As well as this, they offer the most transparent service available, with their commission rates being as low as 6%.

This is listed on both the Federal Management and Frontline Collections websites which is another reminder that a professional debt collection agency is transparent

Our trusted partners are, and will continue to be, the Number 1 for Debt Collection in the UK with commission rates at the lowest and recovery rates at the highest at 90% for undisputed claims.

Do not hesitate to get in contact with one of us today to ensure the best service possible for your debt collection.

Debt Collection Agency Charges

How Much Do Debt Collectors Charge?

Charges or fees that are accumulated throughout the debt collection process are dependent upon three key parameters: value, age and type of debt.

This is the same process whether it’s for a commercial, consumer, private or international debt that needs to be collected.

For debts that are higher in value, you can expect to have pay a higher commission as it has to be cost effective for obvious reasons.

Even though you will have to pay a commission fee for the service that is carried out, this is the most cost-effective option (both in time and money).

Alternatives ways to recover a debt, such as with a law firm or Solicitors, are often more time consuming and cost more. Not only that, but court fees can also be extremely expensive.

Outsourcing a debt collection through a debt collection agency is the safest, most reliable and cost-effective method to recovering a debt.

Debt Collection Agency London – How To Find The “Right” Agency

It’s vital that you are diligent, and do your research when searching for debt collection services.

Some companies may charge more than is justified in some cases, with debt collection commission rates as high as 50% in some instances.

This is not the case for our trusted and RECOMMENDED partners.

Here are 7 reasons as to why Federal Management & Frontline Collections differ from other debt collection agencies:

  1. They have the UK’s lowest commission rates from 6%.
  2. Up to 100% recovery rate on undisputed debts.
  3. Have an in-house Commercial Legal Team to deal with disputes and mediation.
  4. No Collection means No Collection Costs to pay!
  5. They provide a Free and Frank Pre-Action Risk.
  6. Award winning debt recovery services agency.
  7. Approved and authorised by the FCA (Financial Conduct Authority)

For commercial debt collection enquiries, visit and for private debt collection enquiries, visit

Looking for an Agency with the Best Debt Collection Commission Rates?

Get in Contact with Our Experts Now!

Our recommended team of Debt Collection Experts are happy to help with your enquiries.

Debt Collection Commission Rates – Frequently Asked Questions

Do I have to pay anything to you for your help?

No you don’t. Our service is free and takes the hassle out of you having to approach numerous debt collection agencies. We will only ever use the leading debt collection organisations in the UK.

What type of companies are on your panel and do you vet them?

Yes of course. To become a member of our Debt Collection panel, each firm is subject to various security checks and must be the following;
• Authorised & licensed by the Office of Fair Trading
• Data Protection compliant, ISO9001 accredited
• Members of the Credit Services Association
• Fixed Cost Collection procedures
• Proven high levels of service.

Why is it so important to use the right Debt Collection Agency?

It is of the utmost importance that the right Debt Collection Agency is used as it can be very damaging if an unprofessional outfit is selected. Not only will this vastly reduce the chances of actually recovering your money but it can be extremely damaging to your reputation and could well land you with criminal charges if a rogue outfit was wrongfully instructed.

What are your partners success rates?

Each and every enquiry made is taken on its own merit and there is no guarantee. For example, a range of overdue private school fees would be considered easier to recover than unpaid rent for a housing association. Common sense plays a part when taking into consideration the likelihood of a successful debt recovery. Our partners have recovered as much as up to 90% of undisputed debts so it is fairly safe to say that whatever the situation, our partners will maximise the potential for a successful recovery thus guaranteeing maximum return on your debt.

Should I choose a debt recovery company or a solicitors?

We think the simple fact that some of the UK’s largest law firms outsource their Debt Collection to our partners provides the answer to that one. Solicitors are process driven whereas our partner Debt Collection firms are results driven and pro active.

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